I am Peter Thompson, My goal is to take the mystery out of the home buying and Michigan mortgage loans process, and help home buyers understand their options.

 

Michigan Mortgage Rates and Michigan Mortgage Refinance

Michigan melds unspoiled nature with metropolitan energy, making it a memorable place to live. If you are you considering buying or refinancing a home in Michigan, make sure you get the best mortgage rates and the mortgage program that works best for you.


We offer every type of Michigan home loan including:

Conforming conventional rates
Jumbo loans
Competitively priced Michigan FHA and Michigan first-time homebuyer loans

As a full-service mortgage banker, we offer mortgages of all types throughout Michigan.

Our goal is to offer you the best rates and fees – plus service you can count on

We underwrite and fund our own loans, so we are able to control the process better, ensuring your loan closes quickly and smoothly. So whether you are buying a new home in Detroit, or refinancing your mortgage in Grand Rapids, we can help.

Buying a home in Michigan

The Great Lakes State presents a great variety of homes. The first step to buying a home in Michigan is to find out how much of a mortgage you can qualify for. There are so many Michigan mortgage programs available, and you need to make sure that you find the program that is right for you. Pre-approval is free, and there is no obligation on your part. We offer:

 

Michigan conventional mortgages

conventional mortgages up to the conforming loan limit. Financing is available with as low as a 5% down payment. 

Michigan FHA loans

– financing with just 3.5% down payment, and all of this can be a gift.

Michigan VA loans

– financing available for qualified veterans and their spouses. Up to 100% financing at low government rates.

Michigan Jumbo loans

– we offer Jumbo and Super Jumbo loans to meet the needs of the high-income executive homebuyer.

Buying a home is the largest investment we will make in our lives. Make sure you find the right lender for you.

Refinancing your Michigan mortgage loan

Our money-saving programs can help you manage your mortgage in Michigan. Refinancing your Michigan mortgage can save thousands over the life of your loan. You can lower your rate, consolidate your debts or build equity by paying your loan off at a faster rate. If you are thinking of refinancing your Michigan mortgage, make sure that you take the time to find the loan that is best for you. You want to get the best rate, but the interest rate is only part of the picture. If you are paying extra fees to get a low rate, it’s probably not the best deal. We offer every type of refinance for Michigan homeowners.

The programs we offer include:

Michigan conventional refinances

up to the conforming loan limit. We also offer the Fannie Mae and Freddie Mac Home Affordable refinances which let you refinance your Michigan mortgage, even if you have lost equity in your home.

Michigan FHA refinances

– You can refinance up to 96.5% of your home’s value with an FHA rate and term refinance, and up to 85% of the home’s value if you are taking cash out or consolidating debts.

Michigan VA refinances

– both streamlined and cash out refinances are available.

Michigan Jumbo refinances

– lower your rate and position your financing for the best terms.

Call or click for an online, no-obligation quote.

Call or click for an on-line, no obligation quote.

 

Michigan mortgages available in–