The goal of a Veteran’s Administration (VA) home loan is to help Service members, Veterans and their spouses, and eligible surviving spouses become homeowners. It is our goal to help guide you through the VA home loan process to find your dream home. VA home loans offer many excellent benefits, including: Low interest rates. No down payment needed up to the loan limit of $417,000. No mortgage insurance required – there is a one time funding fee which is added into the loan Strict limits on closing costs Flexible credit standards for qualifying No prepayment penalty if you pay off your mortgage ahead of schedule VA loans are assumable, that is, a new buyer can take them on under the same terms. If rates go up when you decide to sell, this may make your home more valuable.   Do I qualify for a VA home loan? If you are…

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